Pricing and Payments


Pricing

We want to offer our Buyers the most competitive and transparent pricing for each product we sell. We connect Buyers directly to the right suppliers of home improvement products, which eliminates heavy retail mark-ups and makes for a much simpler and trusted shopping experience. There are no hidden charges of any nature, and you pay only the amount which is shown on the cart.

We charge for Shipping based on your location, product and total order value. We might also charge extra for INSIDE DELIVERY*/ DOOR-STEP* delivery in a multi-storied building, for certain products.


Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit (four-digit for American Express) CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.


Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.


NEFT/RTGS

Decure.in offers the convenience of using Internet Banking service to make the payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

Select the type of transfer option (NEFT or RTGS), beneficiary name, amount, and the reason/description of transfer. On submission of the details and the security transaction password, the transfer instruction is processed. The NEFT transfer takes place in batches and the RTGS transfer is carried out on a real-time basis.


Wallets

We accept payments made using all the major Payment Wallets like PayTm, Freecharge, Jio Money, Mobiwik etc. To pay using your Online Wallet at Checkout, you will need your Login Id and Password for the Wallet to make the payment.


Cash on Delivery

We accept Cash on Delivery (COD) for certain products provided all the products ordered are applicable for COD and the Location provided for Delivery is eligible for COD.

Note: COD is applicable only on a minimum sale value of INR 1000/- and a Maximum of INR 25,000/-


Cash-Before-Dispatch or Cheque-In-Advance

Due to the bulky nature of most of the products and the high logistical costs attached, we have a policy of having Cash Before Dispatch and Cheque in Advance as payment options for orders.

Once you confirm an order with either of these payment options, our authorized representative will visit you within 2 working days to pick-up the cash or cheque equivalent to the order value.

The shipping and delivery will only happen once the cash or cheque has been successfully deposited into our bank account. Hence, you should consider a delay of 3-5 working days in shipping over and above the shipping time specified on the product details page.


EMI Payment

You can avail the option of paying using the EMI option. A minimum purchase value of INR 3,000 is required to avail the EMI facility for tenures of 3, 6, 9 or 12 months on select products. During the checkout phase, if your purchase is eligible for EMI and if you have a credit card from any of the eligible banks mentioned above, you will automatically see the EMI options for each of your eligible cards. A table with the EMI rates and amounts for that item across different EMI tenures and banks will be displayed.

For EMI payments, initially, you will be charged the full amount on their credit card. This will later be converted to an EMI transaction by your bank. This normally takes 5-7 working days.

Decure.in does not charge any processing fee for availing EMI. Decure.in is not responsible for the interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. Please check with your respective bank regarding their policy for Cancellation, Refund or Pre-closure.


Card less EMI

Pay through easy monthly installments powered by our Loan Partner Zest/CapitalFloat

(Note: Credit card is not mandatory.)

When you click on 'Pay Now', you will be redirected to Zest-money/CapitalFloat to complete the transaction.

Documents Required

  • Proof Of Identity
  • Proof Of Address
  • Duly executed, scanned copy of NACH (available for download at Zest payment portal)